All strategies

Turn raw acreage into an income-producing asset

Landowner

You already own land and want the fastest, lowest-risk path to income or resale value.

The strategy

If you own land, you have already covered the single largest cost in most projects. The question becomes site work and utilities — evaluated and arranged with your own local professionals — and choosing a home that matches what your submarket will actually pay for. MHA helps with the home selection and pricing side.

  • Verify zoning and setback rules before ordering
  • Budget realistically for septic, water, and power
  • Match home size to the highest and best use of the parcel
  • Consider two homes on one parcel where zoning allows

Example economics

land value
$35,000
cash on cash
14.0%
monthly rent
$1,400/month
home and setup
$118,000

Illustrative example only. Figures use hypothetical assumptions to demonstrate how an investor might evaluate a project. Actual home prices, site costs, rents, financing terms, and returns vary by project.

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Underwrite it

Model the returns

Adjust the assumptions for your county and financing terms.

Project costs

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Income & operating

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Financing

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Your numbers

Project analysis

Total project cost

$0

Monthly payment

Monthly cash flow

$0

Cash invested $0

Cap rate

0.0%

Cash-on-cash

DSCR

Annual NOI

$0

Payback period

Many investment-property lenders may look for a DSCR around 1.25 or higher. Requirements vary by lender and loan program.

Ready to get started with a home for your project?

Tell us about the home and project to discuss available options, volume pricing, ordering, and next steps. Site work, installation, foundation, utilities, permits, and other project costs are arranged independently by the customer.

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Planning tool only. Project-cost assumptions are entered by the user. MHA sells manufactured homes and coordinates delivery; installation, foundation, site work, septic, utilities, permits, financing, and other project services are arranged independently by the customer.