All strategies

Force appraisal value, then recycle your capital

BRRRR Investor

You buy, place, improve, rent, refinance, and repeat. Velocity of capital is everything.

The strategy

BRRRR with manufactured housing works when the home is titled as real property on a permanent foundation. Total all-in cost stays well below appraised value, letting you pull most of your capital back out.

  • Convert title to real property before refinance
  • Permanent foundation and site-built porches lift appraisals
  • Bundle land and home into one appraisal package
  • Line up your refinance lender before you order

Example economics

arv
$205,000
cash flow
$610/month
all in cost
$155,000
capital recycled
82.0%

Illustrative example only. Figures use hypothetical assumptions to demonstrate how an investor might evaluate a project. Actual home prices, site costs, rents, financing terms, and returns vary by project.

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Underwrite it

Model the returns

Adjust the assumptions for your county and financing terms.

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Project analysis

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Cash-on-cash

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Payback period

Many investment-property lenders may look for a DSCR around 1.25 or higher. Requirements vary by lender and loan program.

Ready to get started with a home for your project?

Tell us about the home and project to discuss available options, volume pricing, ordering, and next steps. Site work, installation, foundation, utilities, permits, and other project costs are arranged independently by the customer.

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Planning tool only. Project-cost assumptions are entered by the user. MHA sells manufactured homes and coordinates delivery; installation, foundation, site work, septic, utilities, permits, financing, and other project services are arranged independently by the customer.